Valtally Open app

A little clarity goes a long way

Your money.
All together.

Accounts, cash, crypto. One clear picture.
Personal finance that works with your AI assistant.

Open Valtally Explore the demo

Your everyday finances. With a bigger perspective.

A place for the whole picture

Real app. Sample data.

Try it yourself

Open full screen

Screenshots show the English interface.

Valtally Reports in English, showing a fictional year of income, spending, cash flow and a spending breakdown by category.
Know where it goes.Clear reports, category breakdowns and cash flow.View full size

Explore screens, filters and reports. Read only. All data and rates are fictional.

Connected through MCP

Your finances.
Meet your AI.

From a bank export to a better budget. Work with Valtally in ChatGPT or your compatible AI assistant.

You choose access. You approve financial changes.

Bring your AI along
Your AI Valtally Illustrative example

Import a statement

You

revolut-september.csvBank export · 18 transactions

Add this bank statement to Valtally.

Account mapping & import plan · approved

Assistant: I found 18 EUR transactions for September. Use Revolut · Everyday and your existing categories, with no new accounts or categories?

You: Yes. Use that mapping and prepare all 18 transactions for review.

Assistant Prepared an import preview

The preview is ready for Revolut · Everyday. Nothing has been posted yet.

18Transactions
EURAccount currency

Income €4,650.00 · Expenses €2,384.60

Review the 18 transactions
September 2026 · Revolut · Everyday · EUR
Date Entry / category Amount
Sep 01 SalaryIncome +€4,650.00
Sep 02 RentHome −€1,250.00
Sep 03 Weekly groceriesGroceries −€94.80
Sep 06 Electricity & internetUtilities −€89.00
Sep 07 CinemaLeisure −€57.00
Sep 08 LunchDining −€38.00
Sep 10 Weekly groceriesGroceries −€76.35
Sep 12 Train ticketsTravel −€190.00
Sep 14 Transit passTransport −€86.40
Sep 16 CoffeeDining −€11.50
Sep 17 Weekly groceriesGroceries −€68.40
Sep 18 DinnerDining −€42.00
Sep 19 Gym membershipHealth −€45.00
Sep 21 Home suppliesShopping −€149.99
Sep 24 Weekly groceriesGroceries −€82.65
Sep 25 Music & streamingSubscriptions −€24.99
Sep 27 LunchDining −€18.90
Sep 29 PharmacyHealth −€59.62

Balance: €2,400.00 → €4,665.40 after posting.

Confirm these 18 previewed transactions to add them?

You

Confirmed. Import the 18 previewed transactions.

Assistant

All 18 transactions are now in your journal.

Your assistant reads the file. Valtally previews and records the entries through MCP.

Ask about your money

You

Why did I spend more in September than August?

Assistant Checked spending reports

September spending was €2,620, up €240 from August across all accounts.

What changed · Aug → Sep 2026
Category August September
Travel €120 €310
Dining out €180 €230

Travel accounts for €190 of the increase; dining adds the other €50.

You

And how much did I have left after spending?

Assistant

€2,030. You earned €4,650 and spent €2,620 in September — 43.7% of your income left over.

Based on recorded income and expenses. Transfers between your accounts are excluded.

Build a budget

You

Make a budget for November based on my regular expenses.

Assistant Checked recurring expenses

Your five monthly commitments total €1,495.39. Here’s a starting plan.

Proposed budget · November 2026
Category Monthly plan
Home Rent €1,250.00
Utilities €89.00
Transport Transit pass €86.40
Health Gym €45.00
Subscriptions €24.99
Total €1,495.39

Regular bills only. Groceries, leisure and savings still need room.

Save these five category budgets for November?

You

Yes, save these five budgets for November.

Assistant

Saved. Your November plan is ready in Budgets.

A year at home

You

How much did my apartment cost me in 2025? Break it down by category.

Assistant Checked housing expenses

Your apartment cost €17,064 over the year — an average of €1,422 a month.

Apartment expenses · Jan–Dec 2025
Category Year total Monthly avg.
Rent €15,000 €1,250
Utilities €1,068 €89
Internet €360 €30
Home insurance €216 €18
Repairs €420 €35
Total €17,064 €1,422

Rent makes up 87.9% of the total. The other €2,064 covers utilities, internet, insurance and repairs.

Entries tagged Apartment · All accounts · EUR expenses
Transfers and refundable deposits excluded from this selection.

See the whole balance

You

What’s my total balance across Revolut, SG, Wise and Kraken, including Bitcoin and USDC?

Assistant Checked account balances

Those accounts hold €28,362 in total, using the stored example exchange rates.

Selected accounts · Example snapshot
Holdings EUR equivalent
Bank accounts Revolut · SG · Wise €17,250
Bitcoin Kraken · 0.156 BTC €7,800
USDC Kraken · 3,600 USDC €3,312
Total €28,362

Your crypto accounts contribute €11,112. Native BTC and USDC amounts stay visible alongside the EUR view.

Sample rates: 1 BTC = €50,000 · 1 USDC = €0.92.
Stored values, not live market quotes.

Illustrative conversations with fictional data. Responses depend on your assistant and granted access.

Different currencies.
Same clarity.

Bank accountsCashCrypto wallets

Beyond the bank balance

Yes, crypto
belongs here too.

Keep fiat and crypto side by side. Track native amounts, organise wallets and review imports from supported exchanges and EVM wallets.

  • Multiple currencies, one workspace
  • Transfers, exchanges and fees
  • Review imported activity before it hits your journal
See the accounts view

The everyday essentials

Less keeping up.
More being on top of it.

01 /

Bring your history

Import CSV or TSV files. Review the details, then make them part of your journal.

02 /

Make room for plans

Keep budgets, recurring entries and debts alongside your day-to-day finances.

03 /

Keep it yours

Use it on the web, export your records or self-host the open-source product.

Explore on GitHub

Room to start. Room to grow.

Simple pricing

All features on every plan. Two months without an operation limit.

Free

€0

Unlimited operations for two months from the creation of your financial space. After that, keep up to 1,000 operations for free.

  • All financial features
  • Import your history from day one
  • Keep access to your history, reports and exports
Start free

Pro

€48 / year

Billed annually. Equivalent to €4 / month.Save 20%.

Or €5 / month, billed monthly.

No operation limit. One subscription covers your financial space.

  • The same full set of financial features
  • Unlimited operations for your space
  • Cancel renewal and keep the paid period
Choose Pro Choose monthly billing

A few useful details

When do the two months start?

When your financial space is created. You have two calendar months without an operation limit, even if you import more than 1,000 operations. Your settings show the exact end date. No card is needed.

What counts as an operation?

Each current income, expense or transfer counts once across the whole space, including imported history. Split transactions and the accounting legs of a transfer count once per entry. Separately posted crypto fee expenses count separately. Opening balances, drafts and import previews do not count.

What happens at the Free limit?

After the unlimited period, you can keep up to 1,000 operations on Free. At the limit, adding more requires Pro or deleting existing operations to free capacity. Your history stays available: you can read, edit, report on and export it. We do not trim imported history.

Does my family need separate subscriptions?

No. One Pro subscription covers one financial space. Your existing permissions still apply. Other spaces have their own plans.

How do monthly and annual billing work?

Monthly billing charges €5 each month. Annual billing charges €48 once a year, saving €12 compared with twelve monthly payments. It is not twelve €4 payments. A change of billing interval starts at the next renewal.

Can I cancel?

You can cancel renewal in the app. Pro stays available through the confirmed paid period. Afterwards the original trial date and Free limit apply, and your records remain accessible.

What about self-hosting?

These plans apply to the hosted Valtally service. The self-hosted product has no SaaS operation quota or trial.

Make sense of your money.

A little organisation. A lot more clarity.

Open Valtally